SME-focused Fintech Startup CredFlow Secures $3.7 Mn In Pre-series B Round

Delhi-based fintech startup CredFlow raises Pre-Series B funding round of USD 3.7 million (over Rs 31.2 crore). The round was led by two of CredFlow’s existing investors – Inflexor Ventures and a prominent Singapore-based family office. The amount raised through this round will be directed mainly towards optimising and scaling the startup’s financial services and lending verticals, as well as towards improving its tech and innovation capabilities. Prior to this, CredFlow raised USD 9.2 million across 2 rounds from prominent VC funds.

CredFlow’s tech-led platform provides a range of solutions for SMEs such as collection of invoices, payment acceptance, payment reminders and follow-up automation, cashflow management, financial analysis and insights, CRM, and many more offerings. Having secured its latest pre-Series B round, Credflow is now on track to establish its flagship platform as a comprehensive full-stack solution for SMEs to assist them in optimising their cashflows and financial management, thereby accelerating growth.

The startup plans to strategically allocate and utilise the fresh capital for growing its lending business vertical, developing multiple new products and solutions to cater to its target group, namely SMEs, and acquiring the right talent to sustain its continued growth.

Speaking about the latest funding round, Kunal Aggarwal, Founder & CEO of, CredFlow said, “CredFlow’s latest Pre-Series B fundraise, led by Inflexor Ventures and a Singapore-based family office, reflects the unwavering trust our investors place in our team’s dedication to empowering SMBs and enhancing their cash flow. The funds raised in this round will primarily drive the expansion of our embedded digital lending arm, CredFlow Finance, and mark a significant step towards acquiring our NBFC license. This milestone brings us closer to our vision of becoming the ultimate financial operating system and trusted growth partner for small and medium-sized businesses across India."

Murali Krishna Gunturu from Inflexor Ventures said “We are thrilled to support CredFlow—a company dedicated to simplifying and empowering MSME business operations. Their automated platform enables business owners to seamlessly send invoices, collect payments, fast-track cash flow, and access credit with ease. Our decision to invest in them stems from our confidence in Kunal's extensive SME experience, combined with the team's passion and commitment to providing cutting-edge digital tools that have the potential to revolutionise the way MSMEs operate in India.”